🔥 About FIRECalc

FIRECalc is a free online calculator that helps you answer the most important question in personal finance: "When can I retire?"

How It Works

Enter your income, savings rate, current portfolio, and expected investment returns. Our calculator uses the proven 4% rule (adjustable) to determine your FIRE number — the amount you need to save to achieve financial independence.

Features

  • Calculate your exact FIRE Number
  • See your Years to FIRE and FIRE Age
  • Track milestones (25%, 50%, 75%, 100%)
  • Visualize your path with interactive charts
  • Adjust for inflation and withdrawal rate
  • Distinguish between Lean FIRE, Regular FIRE, and Fat FIRE

Disclaimer

This calculator is for educational purposes only. It does not constitute financial advice. Always consult a qualified financial advisor before making investment decisions. Past performance does not guarantee future results.